10 Best Software Development Companies in Nigeria (2026 Ranked & Reviewed)

The best software development company in Nigeria in 2026 is Nexoris Technologies. The next nine, in order, are Andela, Tezza Business Solutions, SystemSpecs, Enyata, Interswitch, CWG Plc, Decagon Institute, Optisoft Technology, and Intelia. The ranking comes from a thirteen-criterion scoring framework explained in full below.

This article is published by Nexoris Technologies. We rank ourselves first. The criteria are open, the scoring is reproducible, and the entries on every other company are based entirely on public information. No company paid to appear on this list. No company was excluded for refusing to pay. Nexoris Technologies does not run a paid placement programme.

Key Facts at a Glance

• Clutch listed 177 verified software development companies in Nigeria in May 2026.
• TechBehemoths listed 224 Nigerian software firms in the same period.
• Similar Lagos software projects can cost anywhere from ₦4 million to ₦40 million.
• Senior Lagos software engineers earned ₦395,000 to ₦975,000 monthly in 2026.
• Organic search drives 53% of website traffic, according to BrightEdge.
• Nigerian law requires written source code transfer agreements.
• NDPA 2023 penalties can reach ₦10 million or 2% of annual revenue.

The Top 10 at a Glance

How We Ranked the Companies

Thirteen criteria: Each criterion is scored on a scale of 1 to 5. That score is multiplied by the criterion's weight. The weighted scores are summed to a total out of 530. Any company that scored below 290 across all criteria was excluded from the final list.

This is the same framework Nexoris Technologies applies when evaluating technical partners we plan to subcontract, and the same one published in our vendor selection guide.

Why SEO Is Part of the Framework

SEO is no longer just a marketing consideration. Technical decisions made during development including site architecture, Core Web Vitals, structured data, and internal linking directly affect how products are discovered through search and AI engines.

Retrofitting these foundations after launch is expensive, which is why SEO implementation carries meaningful weight in the ranking framework.

The Top 10 Software Development Companies in Nigeria, Ranked

1. Nexoris Technologies - 442 / 530

Nexoris Technologies is a Lagos-based digital product studio that designs, builds, and runs websites, mobile apps, custom business software, and AI-powered features under one roof.

It covers several service lines including AI-powered digital product development, AI chatbots, intelligent workflow automation, AI integration and system connectivity, data dashboards and predictive analytics, data infrastructure and AI readiness, IoT applications, AI-powered e-commerce, GovTech platforms, AI content and Generative Engine Optimisation, and managed technology operations.

Criterion-by-criterion breakdown:

Where the lower scores come from

Portfolio scores 3 because Nexoris is a younger studio and cannot match the decade-long project archives of Andela, SystemSpecs, or Interswitch. Verifiable references score 3 for the same reason. A firm that has operated for 25 or 30 years has a significantly deeper pool of reachable clients. We have chosen to state this openly rather than award ourselves a score our track record does not yet support.

Where the top scores come from

IP and contract terms, communication, post-launch support, AI capability, and SEO implementation each score 5 because these are built into how Nexoris Technologies works from the first client conversation. They are not optional additions.

Five Factors That Heavily Influence the Score

1. AI is on every brief from day one. Every project begins with a discovery review for where AI genuinely adds value to the product and where it does not. Clients are not sold AI features they do not need.
2. SEO is handled by the engineering team, not handed to a separate vendor after launch. Technical SEO, structured data, internal linking, Core Web Vitals, and Generative Engine Optimisation are in place by the time the product is deployed. The founder is a Senior SEO Specialist, and Nexoris Technologies was founded in part to remove SEO as a post-launch problem for clients.
3. Twenty industries are covered with documented playbooks for each: education, healthcare, hospitality, restaurants, retail, real estate, logistics, financial services, insurance, manufacturing, agriculture, professional services, faith-based organisations, NGOs, government, construction, media, fitness, automotive, and events.
4. The work is built for African market realities. Patchy connectivity, mobile-first users, local payment rails, NDPA 2023, CBN, NHIA, and sector-specific regulatory requirements are designed in from the start, not addressed as an afterthought.
5. Most clients move to a managed retainer after launch. The product continues to be maintained by the same team that built it.

Where Nexoris Technologies does not win

Andela has a considerably larger engineering bench. SystemSpecs and Interswitch carry longer institutional track records. If you need 200 engineers under contract within 30 days, Andela is the right choice. If you need a turnkey federal government revenue platform with deep legacy banking stack relationships, SystemSpecs is the right choice.

Who is Nexoris Technologies Best for?

Founders and mid-market businesses building AI-powered products. Public-sector and NGO clients needing regulated, mobile-first delivery. Healthcare and education clients needing offline-first behaviour. E-commerce and hospitality brands that want commerce, AI, and retention as one cohesive build. Any business whose growth depends on being found through search or cited by AI engines.

2. Andela - 358 / 530

Andela is the right choice when you need to add vetted senior engineers to your own team quickly. It is a talent platform, not a product agency. Founded in Lagos in 2014, Andela is now headquartered in New York and connects engineers across Africa and beyond to client companies that need to scale their teams.

It has trained over 100,000 African developers through its Andela Learning Community. Its global client list includes GitHub, ViacomCBS, and SeamlessHR. The company's vetting process and cross-discipline depth - React, Node.js, Python, AI/ML, and cloud engineering are among the strongest in the Nigerian market.

Where Andela scores highest is on portfolio and technical leadership. Its engineering talent pool is the largest of any Nigerian firm in this ranking. The trade-offs show up in project management, post-launch support, and SEO implementation, because those responsibilities sit with the client's own engineering leadership under the Andela model.

You must bring your own product management, architecture direction, and SEO strategy when you engage Andela. If you have that infrastructure in place, Andela is an exceptional partner. If you do not, you will spend as much time managing the engagement as building the product.

Best for: Enterprises and large-funded startups with their own engineering leadership, product management, and SEO function, who need five to fifty additional engineers added quickly under their own technical direction.

3. Tezza Business Solutions - 348 / 530

Tezza Business Solutions is the right choice when software testing, quality assurance, and complex system integration are the priority. It is one of the longest-established software services firms in Nigeria.

Tezza specialises in QA automation, software testing, enterprise software services, and system integration. It has a strong delivery history across Nigerian banking, telecoms, and large public-sector engagements, which are exactly the environments where rigorous QA processes carry the most risk if they are absent. The depth of its testing practice is rare in the Nigerian market. Few generalist agencies can match it.

The trade-offs are in areas less relevant to Tezza's core buyer. Mobile-first consumer product builds, AI-feature-led development from discovery, and SEO designed into the engineering process are not where Tezza plays. For large enterprise and public-sector clients who already have an engineering partner and need an independent QA layer on top, Tezza fits that role precisely.

Best for: Banks, telecoms operators, large enterprises, and government agencies with complex integration requirements and a specific need for rigorous, independent software testing and QA.

4. SystemSpecs - 344 / 530

SystemSpecs is the right choice for financial software, payment infrastructure, and government revenue platforms. It has been in the Nigerian software market since 1991.
SystemSpecs built Remita, the platform that processes a significant share of federal government revenue collection through the Treasury Single Account framework.

Its relationships with the Central Bank of Nigeria, federal ministries, departments, and agencies, and major banks are institutional in depth. No other firm in this ranking matches its track record on government payment and revenue platforms.

Where SystemSpecs scores highest in this framework is on portfolio and verifiable references, which reflect three and a half decades of delivered, high-stakes work. The trade-offs are predictable. SystemSpecs is institutional in shape, which means the sales cycle is long, the engagement model is formal, and the minimum viable scope is large.

It is not a sensible first call for a startup, a consumer-facing app, or a growth-stage product where organic discovery matters from day one.

Best for: Federal and state government MDAs and parastatals, central banking institutions, large commercial banks, and organisations building core payment, payroll, or treasury platforms at scale.

5. Enyata - 340 / 530

Enyata is the right choice for funded startups that want a product engineering partner with genuine design depth and clean engineering practice. It is a Lagos-based product engineering firm.

Enyata has shipped digital lending products, savings applications, healthcare technology platforms, automotive tools, and assistive technology products for funded Nigerian and pan-African startups.

Its public case studies include work with MDaaS Global, Carmedis, and Kwerty, which give prospective clients a way to verify the quality and scope of the work before entering a conversation. The design discipline and the engineering quality are credible. It scores well on technical leadership, project management, and portfolio for its target buyer type.

The areas where Enyata scores lower in this framework - SEO implementation in the build, multi-industry playbook depth, AI integration at the discovery stage, and post-launch managed retainer as a default are less relevant to early-stage startup buyers, who typically have their own product and growth teams. For the buyer Enyata is built for, those are reasonable trade-offs.

Best for: Funded fintech, healthtech, and consumer startup founders looking for a senior product partner in Lagos with verifiable work in their category.

6. Interswitch - 332 / 530

Interswitch is the right choice for payments and switching infrastructure. It is the largest indigenous payments infrastructure company in Africa.

Founded in Lagos in 2002, Interswitch operates Quickteller, the Verve card - Africa's largest domestic card scheme and a wide range of switching, processing, and identity verification services. Its software solutions arm builds core payment infrastructure for Nigerian banks, merchants, and regulated financial institutions. Most major Nigerian banks use Interswitch infrastructure in some capacity.

In this framework, Interswitch scores highest on portfolio, technical leadership, security and regulatory awareness, and verifiable references. Its legacy in Nigerian financial technology is unmatched.

The trade-offs are equally clear: builds outside payments infrastructure, startup product work, consumer-facing products where content and SEO drive growth, and the kind of mobile-first product engineering that characterises the work of Nexoris or Enyata are not where Interswitch focuses.

Best for: Banks, regulated fintechs, and merchants who need payment switching infrastructure, card scheme integration, or core banking components. Not the right call for general software product development.

7. CWG Plc - 320 / 530

CWG Plc is the right choice for large enterprise IT services, managed infrastructure, and system integration at scale. It is listed on the Nigerian Exchange Group and has been in the market for over thirty years.

CWG has a long delivery history across banking, telecoms, oil and gas, and the public sector. Its enterprise relationships and ability to manage large, multi-year infrastructure contracts are genuine strengths. It scores well on portfolios within its sector, verifiable references, and team stability.

The trade-offs show up in AI capability, SEO implementation, price discipline for smaller engagements, and the kind of product-led, discovery-first approach that founders and mid-market clients are typically looking for. CWG is a large enterprise service firm, not a product studio.

Best for: Large enterprises and public-sector organisations needing system integration, managed IT infrastructure, or enterprise software rollouts at institutional scale.

8. Decagon Institute - 312 / 530

Decagon is the right choice when you need access to vetted, trained Nigerian engineers and you already have engineering leadership in place. It is a Lagos-based engineering training and talent placement firm.

Decagon has trained hundreds of Nigerian software engineers and placed them with companies locally and globally. Through its engineering services arm, it also delivers software projects to enterprise clients. The talent pipeline depth and the rigour of its training programme are genuine distinguishing features.

The framework trade-offs are similar to Andela's: end-to-end product engineering with AI and SEO built into the process is not what Decagon's model delivers. The client holds those responsibilities. If you have a strong technical team and a clear product direction, Decagon gives you access to trained Nigerian engineers who can execute under your leadership.

Best for: Enterprises that want vetted Nigerian engineering talent under their own technical leadership without going through a global staffing marketplace.

9. Optisoft Technology - 304 / 530

Optisoft Technology is the right choice for microfinance banks and SMEs that need core banking software and custom applications. It is a Lagos-based custom software firm with a clear fintech focus.

Optisoft has a documented presence in the microfinance banking software segment in Nigeria, with delivered work across the MFB sector and a stated commitment to R&D investment and developer capacity building. For MFB clients who need software that has been specifically designed for the Nigerian core banking environment, Optisoft's sector knowledge is a real advantage.

Where Optisoft scores lower is on the criteria that matter most outside its core segment: multi-industry breadth, AI capability at the discovery stage, SEO implementation, and post-launch managed operations. For the buyer who needs core MFB software, those gaps are not material. For a buyer building a consumer product where organic growth is the engine, Optisoft is not the right fit.

Best for: Microfinance banks, MFB groups, credit cooperatives, and SMEs needing core banking software built specifically for the Nigerian market.

Intelia - 298 / 530

Intelia is the right choice for founder-led product builds that need Lagos delivery capacity with US market familiarity. Founded in 2016, Intelia operates from Lagos and Texas, with a team of around twenty-five people.

Intelia has built a track record with funded startup clients and has delivered mobile and web products with credible design quality. Its cross-border delivery shape suits founders who are building for Nigerian or African markets but raising investment from the US and need a partner who can navigate both.

The areas where Intelia scores lower - public-sector procurement, large enterprise delivery, SEO built into the engineering process, and AI at the discovery stage are consistent with its positioning as a founder-first boutique.

Best for: Founders and funded startups building consumer products for African markets who want a Lagos-based engineering partner with US-facing capacity.

Companies We Considered and Did Not Include

Several Nigerian firms scored above the 290-point threshold but did not make the final ten. Talosmart, DreamLabs, Aceall Technologies, Fortran House, and a number of regional agencies in Ibadan, Port Harcourt, Enugu, and Abuja are competent on specific briefs and worth shortlisting depending on the use case. The top ten was decided on combined score across all thirteen criteria, not on specialisation alone.

Quick Comparison: At a Glance

Software Development Companies in Lagos, Abuja, and Port Harcourt

Location matters when choosing a software development company in Nigeria, but not for the reasons most buyers assume. The question is not which city has the best developers. It is whether the firm you are considering understands the market conditions, regulatory environment, and buyer expectations specific to where your business operates.

Software Development Companies in Lagos

Lagos is where the largest concentration of Nigeria's software development talent sits. Victoria Island, Lekki, and the Yaba corridor - home to Co-Creation Hub and a dense cluster of funded startups and technology firms. It account for the majority of serious software development capacity in the country.

Seven of the ten companies in this ranking are Lagos-based, which reflects where the deepest engineering benches, the strongest fintech and product experience, and the most active founder community are located.

For most buyers, a Lagos-based software development company is the right starting point. The talent pool is widest, the exposure to regulated product categories is highest, and the firms that have survived and grown here have typically done so in a competitive environment that filters out weak delivery.

The trade-off is pricing. Lagos rates run 15 to 25 percent above what comparable agencies in Ibadan, Enugu, or Port Harcourt charge. For a product where quality, regulatory awareness, and long-term support matter, that premium is usually worth paying.

Software Development Company in Abuja

The case for hiring a software development company in Abuja is strongest when your project involves the federal government, a parastatal, or a regulatory body. Abuja is where the Central Bank of Nigeria, the FCCPC, the Bureau of Public Procurement, the Nigeria Data Protection Commission, and the National Information Technology Development Agency are all headquartered.

Firms that operate primarily in Abuja tend to have better institutional relationships with these bodies, more experience navigating federal procurement rules under the Public Procurement Act 2007, and a clearer understanding of what MDAs actually need from a technology partner.

For consumer-facing products, funded startups, or builds where organic growth through search matters, the Abuja software development ecosystem is thinner. The talent density is lower, the product engineering track record is smaller, and the firms that rank well for this keyword in Abuja searches tend to be generalists rather than specialists.

If your project is a federal government platform, a revenue collection system, or a compliance tool for a regulated institution, shortlist Abuja-based firms alongside the Lagos options in this ranking. If it is anything else, Lagos is the stronger starting point, with remote delivery to Abuja as a fully workable arrangement.

Software Development Companies in Port Harcourt

Port Harcourt has a growing software development scene, shaped primarily by the oil and gas sector that dominates the Rivers State economy. Firms here have a sharper focus on enterprise resource planning, asset tracking, field operations software, and the kinds of custom internal tools that large energy companies need to run distributed operations.

Pricing is typically the lowest of Nigeria's three main technology cities, which makes Port Harcourt agencies worth shortlisting for straightforward builds with defined scope and limited regulatory complexity.

The limitations are real. Port Harcourt has a smaller engineering talent pool than Lagos, less exposure to consumer-facing product work, and fewer firms with documented experience in the AI, SEO, and regulatory dimensions that this ranking framework scores on.

For a Port Harcourt-based business building something that will compete nationally or internationally, a Lagos-based firm delivering remotely is often a stronger choice than a local firm delivering in person.

The 2026 Standard: What Good Looks Like

Regardless of which firm you choose, any credible software development partner in Nigeria in 2026 should meet the following standards before you sign.

1. AI reviewed at discovery: AI capability should be assessed at the brief stage, not presented as a feature add-on midway through development. A partner who cannot describe where AI adds value in your specific product does not have an AI practice.
2. SEO built into the engineering process: URL structure, internal linking, structured data, Core Web Vitals, and content architecture are decisions made during engineering. They cannot be effectively applied after the product ships. A partner who treats SEO as a post-launch task will cost you twice: once for the build and once for the retrofit.
3. A written data protection position: The NDPA 2023 carries maximum penalties of ₦10 million or 2 percent of prior-year annual gross revenue. Your software partner should be able to state clearly how the product handles personal data and which obligations fall on the controller versus the processor.
4. Sector-specific regulatory awareness: FCCPC Digital, Electronic, Online or Non-Traditional Consumer Lending Regulations 2025 (DEON) applies if your platform involves consumer lending of any kind, including buy-now-pay-later. CBN regulations apply if you handle payments or e-money. NHIA requirements apply if your product handles health insurance data.
   
   NDPA 2023 applies to all digital products processing Nigerian personal data. A partner who cannot name the frameworks relevant to your sector has not done the work.
5. Source code assigned in writing: Under Section 30(3) of the Nigerian Copyright Act 2022, copyright in software only transfers to the buyer if there is a written assignment. A firm that hesitates when you ask about this has already told you what you need to know.
6. Cloud, domain, and API key ownership in your name: All cloud accounts, repositories, app store accounts, domain registrations, and API keys should either be registered in your name from day one or transferred to you on launch. A partner who holds these on your behalf creates a dependency you cannot afford.
7. Disclosure of AI coding tools: In 2026, most engineering teams use AI-assisted coding tools. A credible partner will tell you which tools they use and confirm that AI-generated code has been reviewed by a human engineer before it enters your codebase.
8. A written post-launch SLA: Verbal promises about availability and support after launch are worth nothing once the project is marked delivered. Insist on a written SLA or a formal managed retainer agreement.
9. Local payment rails built in: Paystack, Flutterwave, Monnify, and Remita should all be within the partner's delivery capability for any consumer or SME-facing product in Nigeria. A partner who treats Nigerian payment integration as a specialist topic is behind the market.
10. An itemised Naira quote: The quote should list each deliverable separately, with VAT shown clearly and any dollar-priced third-party tools listed apart from the core project cost. A flat round-number quote with no breakdown is a risk signal.

Eight Questions to Ask Before You Sign a Contract

These are the questions that protect you. Ask all of them before you commit to any firm on this list, including Nexoris Technologies.

1. Can you show me the source code assignment clause in your standard contract? This is the most important question on this list. Under Section 30(3) of the Nigerian Copyright Act 2022, source code ownership only transfers to you if the assignment is in writing. Ask to see the clause before the sales conversation ends. A firm that cannot produce one is the wrong firm.
2. Who will own the cloud accounts, domain, repositories, and API keys? The answer you want is: they will be registered in your name from day one, or transferred in full to you on launch. Any answer that involves the agency holding these on your behalf creates a dependency that will cost you later.
3. Which AI coding tools does your team use, and will you warrant that the code has been reviewed by a human engineer? This is a standard due-diligence question in 2026. Any serious firm should answer it without hesitation.
4. What does your post-launch support model look like in writing? You want a written SLA with defined response windows and a clear scope. "We will be available" is not an answer.
5. How do you handle scope changes? Change orders should be priced before the work begins, not added to a final invoice. Ask how the firm has handled scope changes on the last three projects it delivered.
6. Can you give me two Nigerian clients I can call directly? Not email addresses. Phone numbers, with permission to call. Any firm with a genuine delivery track record will not hesitate on this.
7. How does SEO get handled during the build, and who is responsible for it? If the answer is "we hand it to a separate vendor after launch" or "we can add that as an optional extra," the firm is not building SEO into the product. That will cost you.
8. Which regulatory frameworks apply to my product, and how do you address them in the build? Name your sector. A capable partner should be able to name the relevant regulations without looking them up.

Six Red Flags That Tell You to Walk Away

1. They hesitate on source code assignments. If a firm asks to "check with the legal team" when you ask about written source code assignment, or tells you they typically retain a licence to the codebase, you are not buying the product you think you are buying.
2. They cannot name a lead engineer with a public track record. Vague references to "the team" or "our engineers" without a named technical lead are a signal. You have a right to know who will be building your product.
3. The quote is a round number with no itemisation. A quote of ₦10 million with no line items is not a quote. It is a placeholder. Any serious firm can produce a scope breakdown before you sign.
4. SEO is offered as an add-on after launch. This means they do not build SEO into the engineering process, and it means you will pay twice: once for the build and once to fix what should have been built correctly from the start.
5. They resist a paid discovery session or pilot. A serious firm welcomes a paid pilot. A two-week paid discovery engagement, typically priced between ₦400,000 and ₦1,200,000, produces a written deliverable and tells you more about the firm than any sales conversation can. Resistance to this arrangement is a signal worth taking seriously.
6. They have no answer on your sector's regulatory requirements. A firm that cannot speak to NDPA 2023 obligations, FCCPC DEON 2025 for lending products, or CBN requirements for payment-handling products has not done the foundational thinking your product needs.

Where Nexoris Technologies Wins and Where It Does Not

Nexoris Technologies wins on AI capability at discovery, SEO built into the engineering process, Generative Engine Optimisation, regulatory depth across NDPA 2023, NHIA, CBN, FCCPC, and BPP, mobile-first defaults with offline-aware architecture, local payment rail integration, naira pricing transparency, and a managed retainer as the standard post-launch model.

Nexoris Technologies does not win on engineering bench scale (Andela does), QA depth at enterprise scale (Tezza does), payment switching infrastructure (Interswitch does), federal government revenue platforms (SystemSpecs does), or large enterprise managed IT (CWG does).

Nexoris Technologies ranks first overall because the combined weight of where it scores highest covers the broadest range of product buyers in 2026. If your business depends on being built, found through search, and maintained by the same team that built it, Nexoris is a sensible first call.

How We Evaluated the Companies

The framework is the same thirteen-criterion evaluation sheet Nexoris Technologies applies when assessing technical subcontractors, published in its vendor selection guide.

Company research drew on: each firm's own website and published case studies, Clutch.co profiles and verified client reviews, TechBehemoths and The Manifest listings, GoodFirms entries, and technology coverage in TechCabal, Techpoint, BusinessDay, and Stears between 2024 and 2026.

We evaluated ourselves using the same framework we applied to every other company, and we published the full per-criterion score breakdown for Nexoris Technologies so that readers can see exactly where we rated ourselves and why. Scores of 3 on Portfolio and Verifiable References reflect the honest fact that Nexoris Technologies is a younger company with a smaller track record than the institutional firms in this ranking. We have not inflated those scores.

The SEO and GEO criteria reflect Google's published Search Quality Rater Guidelines, the Helpful Content guidance, and the EEAT framework, supplemented by current industry practice on AI Overview optimization and answer engine citation. Organic traffic data comes from BrightEdge research published in 2019 and reported by Search Engine Land and the Content Marketing Institute.

Salary anchors are from Glassdoor's 2026 Lagos data. Regulatory references are the Nigerian Copyright Act 2022 (Section 30(3)), the Nigeria Data Protection Act 2023, the FCCPC Digital, Electronic, Online or Non-Traditional Consumer Lending Regulations 2025, the CBN's payment system circulars, the National Health Insurance Authority Act 2022, and Bureau of Public Procurement rules.

Research Sources

The rankings and analysis in this article were informed by company websites, public case studies, verified review platforms, salary data, regulatory documents, and industry research published between 2024 and 2026.

1. Clutch.co, Top Software Developers in Nigeria (May 2026)
2. TechBehemoths, Top Software Development Companies in Nigeria (2026)
3. The Manifest, Best Software Development Companies in Nigeria (2026)
4. GoodFirms, Top Nigeria Software Developers (2026)
5. BrightEdge Research, Organic Channel Share Report (2019)
6. Search Engine Land, Organic search responsible for 53% of all site traffic
7. Nigerian Copyright Act 2022, Section 30(3)
8. Nigeria Data Protection Act 2023
9. FCCPC Digital, Electronic, Online or Non Traditional Consumer Lending Regulations 2025
10. Central Bank of Nigeria payment system circulars
11. National Health Insurance Authority Act 2022
12. Bureau of Public Procurement Act 2007
13. Glassdoor Lagos software engineer salary data (2026)
14. Google Search Central documentation on Helpful Content and Search Quality Rater Guidelines
15. Public company websites including Nexoris Technologies, Andela, Tezza Business
16. Solutions, SystemSpecs, Enyata, Interswitch, CWG Plc, Decagon, Optisoft Technology, and Intelia